USDA Section 504 Home Repair Grants and Loans

U.S. Department of Agriculture Rural Development

Available Senior & Disability

About This Program

Provides grants up to $10,000 for very low-income homeowners age 62+ to remove health and safety hazards. Loans up to $20,000 available at 1% interest for repairs and improvements. Property must be in a USDA-designated rural area; some Monterey Park areas may qualify.

Grant for seniors 62+; younger homeowners may qualify for low-interest loan

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $7,500 for seniors 62+
  • Loan up to $20,000 at 1% interest
  • Income at or below 50% AMI for grants
  • Must be in USDA-eligible area
  • Covers health and safety hazards

How to Apply

A grant-savvy contractor in Monterey Park, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Monterey Park early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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