Monterey County Housing & Community Development
Federally-funded HOME program providing deferred, zero-interest loans for major home repairs to low-income homeowners in unincorporated Monterey County. Loan is forgiven after homeowner remains in residence for 15 years.
Deferred loan with zero interest, forgiven after 15 years of continued occupancy
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Monterey, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Monterey early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Applications accepted year-round, subject to fund availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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