Find grants, rebates, forgivable loans, and free programs for Monterey, CA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Monterey, CA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free energy efficiency upgrades to income-qualified households in Monterey County...
CDBG-funded program providing deferred loans for major home repairs to low- and moderate-income homeowners in Monterey c...
Provides grants for accessibility modifications to owner-occupied homes in Monterey for seniors and persons with disabil...
Assists low- and moderate-income homeowners with the cost of repairing or replacing damaged sewer laterals from the home...
Offers rebates and incentives for comprehensive home energy upgrades including HVAC, insulation, air sealing, duct seali...
Provides rebates for installing ENERGY STAR certified heat pump water heaters in existing homes. Rebate amount varies by...
Offers rebates for installing high-efficiency central heat pump HVAC systems to replace older gas furnaces or electric r...
Provides incentives for installing battery energy storage systems paired with solar panels. Higher incentives available ...
Federal tax credit covering 30% of the cost of installing a residential solar energy system, including panels, inverters...
State-backed mortgage programs for first-time and repeat homebuyers in California, offering competitive interest rates a...
State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ...
Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...
Helps eligible veterans with certain service-connected disabilities purchase or modify a home to accommodate their disab...
Helps eligible veterans with certain service-connected disabilities adapt their residence to meet their needs. Covers mo...
Federally-funded HOME program providing deferred, zero-interest loans for major home repairs to low-income homeowners in...
Provides grants to low-income senior homeowners (age 62+) in Monterey County for critical home repairs including roof re...
State program that allows eligible seniors, blind, or disabled homeowners to defer payment of property taxes on their pr...
Provides regulatory incentives and technical assistance for owners of designated historic properties in Monterey. Benefi...
Provides rebates for qualifying seismic retrofit work on older homes, including foundation bolting and cripple wall brac...
Provides financial incentives for installing solar photovoltaic systems on multifamily affordable housing properties in ...
Cap-and-Trade funded program providing energy efficiency upgrades and solar PV systems to low-income households in disad...
Property Assessed Clean Energy financing allows homeowners to finance energy efficiency, renewable energy, and water con...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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