Shelby County HOME Investment Partnership

Shelby County / HUD HOME Program

Available Home Repair

About This Program

HUD HOME-funded forgivable loan program for low-income homeowners in Shelby County to rehabilitate and repair their homes. Covers major systems, structural repairs, and code compliance upgrades. Forgiven after 5 years of occupancy.

Forgivable loan, no repayment if you remain in home 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Covers major systems and structural repairs
  • Forgiven after 5 years of occupancy
  • Applications accepted quarterly

How to Apply

A grant-savvy contractor in Montevallo, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Montevallo early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted quarterly

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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