USDA Section 504 Home Repair Grant & Loan

USDA Rural Development

Available Home Repair

About This Program

USDA program providing grants up to $10,000 for very low-income seniors (62+) and loans up to $27,500 for low-income homeowners in eligible rural areas near Montgomery. Repairs must remove health and safety hazards or improve accessibility.

Grant for seniors 62+, otherwise low-interest loan at 1% for 20 years

Key Details

  • Grants up to $7,500 for seniors 62+ (very low income)
  • Loans up to $27,500 at 1% interest for 20 years
  • Must be in eligible rural area
  • Removes health/safety hazards
  • Can combine grant and loan for total of $35,000

How to Apply

A grant-savvy contractor in Montgomery, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to federal funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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