Alabama HOME Homeowner Rehabilitation

Alabama Housing Finance Authority (HOME)

Available Home Repair

About This Program

Federal HOME Investment Partnerships Program funds administered by AHFA for major home rehabilitation. Provides forgivable loans to low-income homeowners for health, safety, and code compliance improvements. Loan forgiven after 5-15 years depending on amount.

Forgivable loan, no repayment if compliance maintained for 5-15 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $25,000 for major rehab
  • Income at or below 80% AMI
  • Covers health, safety, and code compliance
  • Forgiven after 5-15 years of compliance
  • Year-round applications

How to Apply

A grant-savvy contractor in Moody, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Moody early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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