USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal program offering grants up to $10,000 for very low-income seniors (62+) and loans up to $40,000 at 1% interest for eligible rural homeowners. Repairs must remove health and safety hazards. Available in qualifying rural areas near Mooresville.

Grant for seniors 62+, or 1% loan for other eligible homeowners

Key Details

  • Grant up to $27,500 for seniors 62+
  • Loan up to $40,000 at 1% interest for others
  • Very low income requirement (50% AMI)
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Mooresville, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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