Home Improvement Grants in Mooresville.

Find grants, rebates, forgivable loans, and free programs for Mooresville, NC, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mooresville, NC, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

North Carolina Weatherization Assistance Program

Federally funded program providing free home weatherization services to low-income households in Iredell County. Include...

Weatherization
Forgivable loan up to $30,000

Mooresville Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs to owner-occupied homes in Mooresville. Covers structural iss...

Home Repair
Up to $10,000 grant

Mooresville Emergency Home Repair Grant

Grant for emergency repairs that pose immediate threats to health and safety in owner-occupied homes. Priority given to ...

Emergency
Up to $20,000 forgivable loan

Mooresville Accessibility Modification Program

Forgivable loan for accessibility modifications to homes occupied by disabled or elderly residents. Includes wheelchair ...

Seniors & Disability
Up to $50,000 loan at 2% interest

NC Housing Finance Agency Rehabilitation Loan

Low-interest home repair loan for moderate-income North Carolina homeowners. Covers major repairs including roofing, HVA...

Home Repair
Free energy assessment plus discounted upgrades

Duke Energy Home Energy House Call

Free in-home energy assessment by Duke Energy that identifies savings opportunities. Includes installation of free LED b...

Energy
Up to $1,200 rebate

Duke Energy Heat Pump Rebate Program

Rebate for installing qualifying high-efficiency heat pump systems. Rebate amount varies by system efficiency (SEER2 and...

Energy
$50 discounted HVAC tune-up

Duke Energy Smart Saver HVAC Tune-Up

Discounted HVAC tune-up service for only $50 through Duke Energy's Smart Saver program. Includes inspection, cleaning, a...

Energy
Up to $600 solar rebate

Duke Energy Solar Rebate Program

Rebate program for residential solar panel installations. Provides $0.50 per watt incentive up to $600 maximum for syste...

Solar/Renewable
Free lead testing and abatement assistance

North Carolina Childhood Lead Poisoning Prevention Program

State program providing free lead testing, environmental investigations, and abatement assistance for homes with childre...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program offering grants up to $10,000 for very low-income seniors (62+) and loans up to $40,000 at 1% interest f...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility. Covers modi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility modifications. Covers adaptations f...

Veterans
Up to $5,000 in repair assistance

North Carolina Division of Aging Repair Services

Home repair assistance for low-income seniors age 60+ administered through the Area Agency on Aging. Covers minor repair...

Seniors & Disability
Varies by storm damage, up to $50,000+

North Carolina Housing Recovery Program

Disaster recovery program activated after federally-declared storms. Provides home repair grants to uninsured and underi...

Disaster
Up to $7,500 for lateral repairs

Iredell County Water/Sewer Line Repair Program

Assistance program for low-income homeowners needing water or sewer lateral line repairs. Covers the private portion of ...

Home Repair
Up to $10,000 for septic repair/replacement

North Carolina On-Site Wastewater Repair Program

Assistance for low-income homeowners needing septic system repair or replacement. Administered through Iredell County He...

Home Repair
20% of qualified rehabilitation expenses

North Carolina Historic Rehabilitation Tax Credit

State income tax credit equal to 20% of qualified rehabilitation expenses for income-producing historic properties and o...

Historic
Excludes $25,000 or 50% of home value from taxes

North Carolina Elderly/Disabled Property Tax Exclusion

Property tax relief for homeowners age 65+ or totally disabled with income below state limits. Excludes up to $25,000 or...

Property Tax Relief
Excludes first $45,000 of home value from taxes

North Carolina Disabled Veteran Property Tax Exclusion

Property tax exclusion for 100% permanently and totally disabled veterans. Excludes the first $45,000 of assessed home v...

Property Tax Relief
30% of solar system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including equipment and lab...

Solar/Renewable

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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