USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners in rural areas to repair, improve, or modernize their homes. Grants available only to seniors (62+) for accessibility and safety improvements.

Grant for seniors 62+, loan for others; amounts based on income and need

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be in rural area and very low income
  • Covers repairs, accessibility modifications
  • Contact USDA North Dakota office for Clay County

How to Apply

A grant-savvy contractor in Moorhead, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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