Find grants, rebates, forgivable loans, and free programs for Moorhead, MN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Moorhead, MN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded program providing forgivable loans to low- and moderate-income homeowners in Moorhead for major home repairs...
Provides emergency repair grants for owner-occupied homes in Moorhead to address immediate health and safety hazards. Av...
State-funded weatherization program providing free energy efficiency upgrades to income-qualified households in Clay Cou...
State program providing low-interest deferred loans up to $50,000 for home improvements and repairs for Minnesota homeow...
Comprehensive home energy assessment with instant installations of LEDs, water-saving devices, and air sealing for only ...
Rebate for installing qualifying air source heat pumps in Xcel Energy service territory. Rebate amount varies by system ...
Free pickup and recycling of old working refrigerators and freezers with a rebate of $50 per unit ($75 for the first uni...
Rebate for adding insulation to attics, walls, basements, or crawl spaces in homes heated with Xcel Energy natural gas o...
Rebate for purchasing and installing qualifying smart thermostats that can be controlled remotely and learn heating/cool...
Rebate for installing ENERGY STAR certified high-efficiency natural gas furnaces (95% AFUE or higher) in CenterPoint Ene...
State-funded program to reduce lead-based paint hazards in pre-1978 homes with children under age 6 or pregnant women. S...
Federal program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners in rural areas to ...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Avail...
Upfront incentive for installing solar photovoltaic systems on your home. Incentive rates vary by application period. Mu...
Refund for Minnesota homeowners and renters whose property taxes or rent are high relative to their income. Regular and ...
Grant program for Moorhead homeowners age 55+ to make accessibility modifications that allow them to age in place safely...
Forgivable loan for income-qualified Moorhead homeowners to make ADA-compliant accessibility modifications for household...
Low-interest loan program to help Moorhead homeowners repair or replace failing sewer or water service laterals on priva...
State-funded program that helps low-income Minnesota households pay their home heating costs. Benefits are paid directly...
Emergency assistance for Clay County households facing heating crisis, disconnection, or lack of fuel. Available to hous...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Moorhead, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Moorhead, 14 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.