Santa Clara County Owner-Occupied Rehabilitation

Santa Clara County Office of Supportive Housing

Available Home Repair

About This Program

County-funded program providing forgivable loans for major home repairs to owner-occupied properties in unincorporated Santa Clara County and participating cities including Morgan Hill. Loan is forgiven after 15 years of continued owner occupancy.

Forgivable loan, no repayment if you remain in home 15 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% area median income
  • Must be owner-occupied in Morgan Hill
  • Covers roofing, electrical, plumbing, HVAC, structural
  • Forgiven after 15 years of continuous occupancy

How to Apply

A grant-savvy contractor in Morgan Hill, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Morgan Hill early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, first-come first-served

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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