Home Improvement Grants in Morgan Hill.

Find grants, rebates, forgivable loans, and free programs for Morgan Hill, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Morgan Hill, CA, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

California Weatherization Assistance Program (WAP)

State-funded program providing free energy efficiency improvements to income-qualified households in Santa Clara County....

Weatherization
Free lead hazard removal

California Lead-Based Paint Hazard Reduction Program

State program addressing lead-based paint hazards in homes built before 1978 with children under 6 years old. Provides f...

Home Repair
Up to $40,000 grant

CalHFA ADU Grant Program

State grant to help moderate-income homeowners build accessory dwelling units (ADUs) or junior ADUs. Funds may cover pre...

Home Repair
Forgivable loan up to $50,000

Santa Clara County Owner-Occupied Rehabilitation

County-funded program providing forgivable loans for major home repairs to owner-occupied properties in unincorporated S...

Home Repair
Up to $30,000 grant

Santa Clara County ADA Accessibility Modification Program

Provides grants for accessibility modifications to owner-occupied homes for persons with disabilities in Santa Clara Cou...

Seniors & Disability
Up to $35,000 grant

Morgan Hill CDBG Home Rehabilitation Grant

City of Morgan Hill CDBG-funded program providing grants for essential home repairs to low-income owner-occupants. Addre...

Home Repair
Up to $7,500 in rebates

PG&E Energy Upgrade California Program

PG&E's comprehensive home energy upgrade program offering rebates for whole-house energy efficiency improvements. Combin...

Weatherization
Up to $3,500 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for replacing gas or electric water heaters with high-efficiency heat pump water heaters. PG&E provides higher re...

Energy
Up to $6,000 rebate

PG&E Central Heat Pump System Rebate

Rebate for installing central air-source or ductless mini-split heat pump systems for heating and cooling. Higher incent...

Energy
Up to $120 rebate

PG&E Smart Thermostat Rebate

Rebate for purchasing and installing qualified smart thermostats that automatically adjust temperature settings to optim...

Energy
Varies by system size, typically $200-$1,000/kWh

California Self-Generation Incentive Program (SGIP) - Battery Storage

State incentive program for residential battery energy storage systems. Higher rebates for customers in high fire-threat...

Solar/Renewable
30% of total system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar panel systems, battery storage, and installation for residential pr...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair,...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to help purchase or construct an adapted home, or modi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to help adapt a family member's home in which they res...

Veterans
Up to $15,000 grant

Santa Clara County Senior Home Repair Grant

County program providing grants to senior homeowners (62+) for critical home repairs and accessibility modifications. He...

Seniors & Disability
Low-interest loan, amount varies

Morgan Hill Sewer Lateral Compliance Program

City program providing low-interest financing for sewer lateral inspection, repair, and replacement. Required for proper...

Home Repair
20% discount on monthly bills

PG&E California Alternate Rates for Energy (CARE)

Monthly discount on gas and electric bills for income-qualified households. Provides approximately 20% savings on energy...

Energy
18% discount on monthly bills

PG&E Family Electric Rate Assistance (FERA)

Monthly discount on electric bills for households of 3 or more persons with income slightly above CARE limits. Provides ...

Energy
Additional energy allowance at lower rate

PG&E Medical Baseline Allowance

Provides additional energy allowance at lower rates for households with qualifying medical needs requiring electrically ...

Energy
Up to $10,000 grant

Santa Clara County Emergency Home Repair Program

Provides emergency grants to very low-income homeowners for urgent health and safety repairs that pose immediate threats...

Emergency

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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