WV Housing Development Fund Home Repair Loan

West Virginia Housing Development Fund

Available Home Repair

About This Program

Low-interest loan program for West Virginia homeowners to finance necessary repairs and improvements to owner-occupied homes. Loans offered at below-market interest rates with flexible repayment terms up to 20 years.

Loan amount varies by project scope; typical range $10,000-$50,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan up to $50,000 for home repairs
  • Income limits apply (typically up to 115% AMI)
  • Must be owner-occupied primary residence
  • Below-market interest rates available
  • Repayment terms up to 20 years

How to Apply

A grant-savvy contractor in Morgantown, WV can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Morgantown early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted continuously

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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