USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loans up to $40,000 at 1% interest; grants up to $10,000 for elderly homeowners (62+) unable to repay a loan.

Combination of 1% loan and grant for seniors to remove health/safety hazards

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors (62+)
  • Very low income required (50% AMI)
  • Must be in eligible rural or suburban area
  • Repairs health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Morristown, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, funds limited

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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