Find grants, rebates, forgivable loans, and free programs for Morristown, NJ, filtered to your situation.
As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Morristown, NJ, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency upgrades to income-qualified households. Services include insu...
Zero-percent interest loan for home improvements on owner-occupied single-family homes in New Jersey. Loans are repaid o...
County-funded weatherization assistance for low-income homeowners in Morris County. Priority given to seniors and disabl...
State-funded program to eliminate lead paint hazards in homes built before 1978 with children under age 6. Services incl...
Income-qualified energy efficiency program for JCP&L electric customers. Provides free home energy assessment and instal...
Rebate for installation of qualifying high-efficiency heat pump systems for heating and cooling. Available to JCP&L resi...
New Jersey's solar incentive program allows homeowners with installed solar panels to earn Solar Renewable Energy Credit...
Rebates for PSE&G gas customers who purchase and install energy-efficient natural gas equipment including furnaces, boil...
Whole-home energy assessment and rebate program for comprehensive energy efficiency improvements. Includes professional ...
New Jersey Senior Freeze reimburses eligible senior citizens and disabled persons for property tax increases on their pr...
Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet disability needs. Co...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize th...
Grant program for Morris County homeowners with disabilities or elderly residents requiring accessibility modifications....
Rebate for JCP&L electric customers who purchase and install qualifying high-efficiency heat pump water heaters. ENERGY ...
Emergency home repair grant for Morris County seniors (age 60+) with limited income. Covers critical repairs including p...
FHA-insured mortgage that finances both the purchase (or refinance) of a house and the cost of its rehabilitation throug...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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21 programs are currently listed for Morristown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Morristown, 14 programs do not require repayment, 0 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.