USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very-low-income homeowners in rural areas including eligible Morristown census tracts to repair, improve, or modernize their homes or remove health and safety hazards. Seniors 62+ may qualify for grants up to $10,000 that do not require repayment.

Combination of 1% loan and grant for seniors; loan-only for others

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be very low income and in eligible rural area
  • Covers health/safety hazards and accessibility
  • USDA Rural Development program

How to Apply

Get free help applying Visit Official Program Page Track this program

(865) 545-4824

A grant-savvy contractor in Morristown, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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