Home Improvement Grants in Morristown.

Find grants, rebates, forgivable loans, and free programs for Morristown, TN, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Morristown, TN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $24,999 forgivable loan

Morristown Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs to owner-occupied properties within Morristown city limits. L...

Home Repair
Up to $7,500 grant

Morristown Emergency Home Repair Grant

Provides emergency repair grants for owner-occupied homes in Morristown city limits with immediate health and safety haz...

Emergency
Up to $15,000 grant

Morristown ADA Accessibility Modification Program

Provides grants for accessibility modifications to enable seniors and persons with disabilities to age in place safely. ...

Seniors & Disability
Up to $25,000 grant

Tennessee THDA Hardest Hit Fund Home Repair

State-funded grant program for critical home repairs to help Tennessee homeowners maintain safe and habitable housing. A...

Home Repair
Average $8,000 in improvements

Tennessee Weatherization Assistance Program (WAP)

Federal weatherization program administered locally by Community Action Committee of Hamblen County. Provides free energ...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing low-interest loans and grants to very-low-income homeowners in rural areas including eligible ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps Veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps Veterans with certain service-connected disabilities adapt a home to meet disability-related needs. For Veterans r...

Veterans
Up to $400 in rebates

Appalachian Electric Cooperative Weatherization Rebate

Cash rebates for Appalachian Electric Cooperative members in Morristown who complete qualifying insulation and weatheriz...

Weatherization
Up to $600 rebate

Appalachian Electric Cooperative Heat Pump Rebate

Cash rebate for Appalachian Electric Cooperative members in Morristown who install qualifying high-efficiency heat pump ...

Energy
Up to $300 rebate

Appalachian Electric Cooperative Water Heater Rebate

Cash rebate for Appalachian Electric Cooperative members who install qualifying energy-efficient electric water heaters ...

Energy
Up to $25,000 on-bill financing

TVA eScore Home Energy Loan

On-bill financing for comprehensive energy efficiency upgrades for homes served by TVA distributors including Appalachia...

Energy
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing solar panels and battery storage systems on residential proper...

Solar/Renewable
Bill credits for solar generation

TVA Green Connect Solar Program

Net metering program for Morristown residents served by Appalachian Electric Cooperative who install solar panels. Recei...

Solar/Renewable
Up to $5,000 grant

Morristown Sewer Lateral Repair Assistance

Grant assistance for low-income homeowners in Morristown to repair or replace failing private sewer lateral lines. Prior...

Home Repair
Up to $3,000 grant

Tennessee Aging and Disability Senior Home Repair

Emergency home repair grants for Tennessee seniors age 60 and older living in owner-occupied homes. Available through lo...

Seniors & Disability
Up to $5,000 grant

Hamblen County Emergency Home Repair

Emergency repair grants for very-low-income homeowners in unincorporated Hamblen County and Morristown addressing immedi...

Emergency
Free lead hazard removal

Tennessee Lead Hazard Control Program

State program funded by HUD to eliminate lead-based paint hazards in pre-1978 homes with children under age 6. Available...

Home Repair
Up to $50,000 grant

Tennessee Disaster Recovery Program

State program using CDBG-DR funds to assist homeowners with unmet disaster recovery needs after federally-declared disas...

Disaster
Up to $30,000 grant

Tennessee HOME Investment Partnerships Program

Federal HOME funds administered by THDA for owner-occupied home rehabilitation in rural Tennessee communities including ...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Morristown

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Frequently asked questions

What home improvement grants are available in Morristown, TN?

24 programs are currently listed for Morristown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Morristown have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Morristown, 18 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.

How do I apply for home repair grants in Morristown?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.