Find grants, rebates, forgivable loans, and free programs for Morristown, TN, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Morristown, TN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan program for major home repairs to owner-occupied properties within Morristown city limits. L...
Provides emergency repair grants for owner-occupied homes in Morristown city limits with immediate health and safety haz...
Provides grants for accessibility modifications to enable seniors and persons with disabilities to age in place safely. ...
State-funded grant program for critical home repairs to help Tennessee homeowners maintain safe and habitable housing. A...
Federal weatherization program administered locally by Community Action Committee of Hamblen County. Provides free energ...
Federal program providing low-interest loans and grants to very-low-income homeowners in rural areas including eligible ...
Helps Veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps Veterans with certain service-connected disabilities adapt a home to meet disability-related needs. For Veterans r...
Cash rebates for Appalachian Electric Cooperative members in Morristown who complete qualifying insulation and weatheriz...
Cash rebate for Appalachian Electric Cooperative members in Morristown who install qualifying high-efficiency heat pump ...
Cash rebate for Appalachian Electric Cooperative members who install qualifying energy-efficient electric water heaters ...
On-bill financing for comprehensive energy efficiency upgrades for homes served by TVA distributors including Appalachia...
Federal tax credit equal to 30% of the cost of installing solar panels and battery storage systems on residential proper...
Net metering program for Morristown residents served by Appalachian Electric Cooperative who install solar panels. Recei...
Grant assistance for low-income homeowners in Morristown to repair or replace failing private sewer lateral lines. Prior...
Emergency home repair grants for Tennessee seniors age 60 and older living in owner-occupied homes. Available through lo...
Emergency repair grants for very-low-income homeowners in unincorporated Hamblen County and Morristown addressing immedi...
State program funded by HUD to eliminate lead-based paint hazards in pre-1978 homes with children under age 6. Available...
State program using CDBG-DR funds to assist homeowners with unmet disaster recovery needs after federally-declared disas...
Federal HOME funds administered by THDA for owner-occupied home rehabilitation in rural Tennessee communities including ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Morristown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Morristown, 18 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.