City of Morro Bay Community Development (CDBG)
Provides forgivable loans for major home repairs to owner-occupied households in Morro Bay with income at or below 80% AMI. Loan is forgiven after 5 years of continued owner-occupancy. Priority given to health and safety hazards.
Forgivable loan requiring 5 years of owner-occupancy; typical award based on repair needs
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Morro Bay, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Morro Bay early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Rolling applications, subject to fund availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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