Find grants, rebates, forgivable loans, and free programs for Morro Bay, CA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Morro Bay, CA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied households in Morro Bay with income at or below 80% A...
Federally funded weatherization program providing free energy efficiency improvements to income-eligible Morro Bay house...
PG&E offers rebates for qualifying electric heat pump installations in Morro Bay. Rebate amounts vary by system type and...
PG&E provides net metering credits for solar installations and rebates for battery storage systems. Income-qualified cus...
CalHFA's Dream For All program provides down payment assistance up to 20% of home purchase price for first-time homebuye...
USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or ...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...
Helps veterans with certain service-connected disabilities adapt a home for independent living. Eligible veterans includ...
Provides grants to assist low-income homeowners in San Luis Obispo County with accessibility modifications required for ...
Provides emergency home repair grants to homeowners age 60 and older in San Luis Obispo County. Covers urgent repairs th...
California state program providing free lead hazard assessments and abatement services to families with children under 6...
Provides a monthly discount of approximately 20% on electric and gas bills for income-qualified PG&E customers in Morro ...
Provides an 18% discount on electric bills for households with three or more people that don't qualify for CARE but have...
Provides rebates to Morro Bay property owners who repair or replace deteriorating sewer lateral lines. Helps prevent sew...
Federal HOME funds administered by San Luis Obispo County for substantial rehabilitation of owner-occupied homes. Provid...
PG&E offers rebates for purchasing energy-efficient appliances including heat pump water heaters, smart thermostats, and...
Provides grants to help California homeowners retrofit their homes to better withstand earthquakes. Covers seismic retro...
PG&E provides rebates for residential electric vehicle (EV) charger installations. Covers Level 2 home charging equipmen...
CalHFA's MyHome program provides down payment assistance equal to 3% or 3.5% of the purchase price (depending on loan ty...
California allows seniors age 62+, blind, or disabled homeowners with limited income to defer property tax payments. Sta...
Low-interest loan program to help San Luis Obispo County homeowners repair or replace failing septic systems. Protects g...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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