Home Improvement Grants in Morton Grove.

Find grants, rebates, forgivable loans, and free programs for Morton Grove, IL, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Morton Grove, IL, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

Morton Grove Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans to income-qualified homeowners in Morton Grove for comprehensive home rep...

Home Repair
Up to $10,000 grant

Morton Grove Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied households in Morton Grove with income at or below 50% AMI. Cov...

Emergency
Up to $15,000 grant

Morton Grove ADA Home Accessibility Grant

CDBG-funded grant program to improve accessibility for Morton Grove homeowners with disabilities or seniors. Covers ramp...

Seniors & Disability
Up to $5,000 grant

Morton Grove Senior Home Repair Assistance

Provides small home repair grants for Morton Grove seniors age 62 and older to maintain safe, independent living. Priori...

Seniors & Disability
Up to $12,000 low-interest loan

Morton Grove Sewer Lateral Replacement Loan

Low-interest loan program for Morton Grove homeowners to replace or repair private sewer laterals. Loan repayment is add...

Home Repair
Up to $8,000 in free weatherization

Illinois Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Illinois DCEO providing free energy efficiency improvements to i...

Weatherization
Free lead abatement services

Illinois Lead Poisoning Prevention Program

State-funded program to remediate lead hazards in homes where a child under 6 has an elevated blood lead level or is at ...

Home Repair
Up to $30,000 assistance

Illinois Homeowner Assistance Fund

Federal Homeowner Assistance Fund program administered by IHDA to help Illinois homeowners who experienced COVID-19 rela...

Disaster
Free lead hazard control

Cook County Lead Poisoning Prevention Program

HUD-funded program providing free lead hazard control services in Cook County homes built before 1978 where a child unde...

Home Repair
Up to $2,500 in rebates

Nicor Gas Home Energy Efficiency Rebates

Nicor Gas offers rebates for qualifying energy-efficient equipment including high-efficiency furnaces, boilers, water he...

Energy
Up to $300 in rebates

ComEd Home Energy Efficiency Rebates

ComEd provides rebates for electric efficiency improvements including air conditioning tune-ups, central AC replacement,...

Energy
Free energy efficiency upgrades

ComEd Income-Qualified Energy Efficiency Program

Free comprehensive energy efficiency services for income-qualified ComEd customers including LED bulbs, smart power stri...

Energy
Free energy upgrades

Nicor Gas Income-Qualified Energy Efficiency Program

Free natural gas energy efficiency services for income-qualified Nicor Gas customers including furnace repair or replace...

Energy
Incentives vary by system size

Illinois Shines Solar Renewable Energy Credit Program

Illinois Shines provides Solar Renewable Energy Credits (SRECs) to reduce the upfront cost of residential solar installa...

Solar/Renewable
Up to $2,000 tax credit

Federal Energy Efficient Heat Pump Tax Credit

Federal tax credit under the Inflation Reduction Act for installation of qualifying heat pump systems. Credit equals 30%...

Energy
30% of solar system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Applies to solar panels, eq...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans up to $40,000 and grants up to $10,000 to very low-income homeowners in eligible rural areas (including s...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ad...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to modify a home to meet their adaptive needs. F...

Veterans
Up to $50,000 forgivable loan

Cook County HOME Investment Partnerships Program

Federal HOME funds administered by Cook County for single-family owner-occupied rehabilitation in unincorporated areas a...

Home Repair
Up to $2,000 for heating/cooling assistance

Low Income Home Energy Assistance Program (LIHEAP)

Federal program providing assistance with heating and cooling bills for income-qualified Illinois households. Also offer...

Energy
Freezes assessed value for tax purposes

Illinois Senior Citizens Property Tax Freeze

Freezes the assessed value of a primary residence for seniors age 65+ with total household income of $65,000 or less. Pr...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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