Idaho Housing and Finance Association
Provides forgivable loans for home repairs to low-income homeowners in Idaho. Loan is forgiven after the borrower stays in the home for 3 years. Covers health and safety repairs, structural issues, and major system replacements.
Forgivable loan amount based on repair scope and income level
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Moscow, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Moscow early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Applications accepted year-round
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs