Minnesota Housing Rehabilitation Loan Program

Minnesota Housing Finance Agency

Available Home Repair

About This Program

State-funded deferred and forgivable loans for low- and moderate-income homeowners to make necessary home repairs. Administered by local housing agencies. Loans are often forgiven after a compliance period of 5-15 years during which the homeowner maintains occupancy.

Forgivable loan for income-qualified homeowners; no repayment if compliance maintained

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $35,000 for major home repairs
  • Forgivable loans for income-qualified owners
  • Administered through local housing agencies
  • Covers health/safety and major systems
  • Forgiven after 5-15 years of occupancy

How to Apply

A grant-savvy contractor in Mounds View, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mounds View early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Administered locally; contact Ramsey County HRA

Questions about this program?

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