USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards. While Mounds View is suburban, some parcels may qualify; contact USDA to verify eligibility.

Low-interest loan or grant depending on age and income; senior grants do not require repayment

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • For health/safety repairs and accessibility
  • Check with USDA to verify property eligibility

How to Apply

A grant-savvy contractor in Mounds View, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mounds View early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing; subject to annual appropriation

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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