NC Housing Trust Fund - Rehabilitation

North Carolina Housing Finance Agency

Available Home Repair

About This Program

State Housing Trust Fund providing grants and forgivable loans for rehabilitation of owner-occupied housing. Administered locally through qualifying organizations. Targets low-income homeowners in need of substantial home repairs to preserve affordable housing stock.

Grant or forgivable loan based on comprehensive rehabilitation needs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant or forgivable loan up to $45,000
  • For comprehensive home rehabilitation
  • Income at or below 80% area median income
  • Administered through local housing partners
  • Preserves affordable owner-occupied housing

How to Apply

A grant-savvy contractor in Mount Airy, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mount Airy early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Administered through local partners, contact for availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Mount Airy, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs