THDA Great Choice Home Repair Program

Tennessee Housing Development Agency

Available Home Repair

About This Program

Zero-percent interest loan for home repairs to eligible homeowners. Must have occupied the home for at least one year. Loan term up to 10 years with affordable monthly payments based on income.

0% interest loan with monthly payments based on income

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 0% interest loan up to $15,000
  • Income limits apply (up to 100% AMI)
  • Must have owned home for at least 1 year
  • 10-year loan term with affordable payments
  • Covers major repairs and improvements

How to Apply

A grant-savvy contractor in Mount Juliet, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mount Juliet early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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