USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Home Repair

About This Program

USDA grants and low-interest loans for very low-income homeowners in eligible rural areas to repair or improve their homes. Grants (up to $7,500) available to homeowners 62+ to remove health and safety hazards. Loans up to $27,500 at 1% interest for 20 years.

Grant for seniors 62+, or low-interest loan for others

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $7,500 for seniors 62+
  • Loans up to $27,500 at 1% interest
  • Very low income required
  • Must be in eligible rural area
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Mount Juliet, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mount Juliet early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Mount Juliet, TN

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