Michigan Septic System Repair Program

Michigan State Housing Development Authority

Available Home Repair

About This Program

Forgivable loan for low-income homeowners to repair or replace failing septic systems. Loan forgiven after 5 years of compliance. Addresses health hazards from malfunctioning septic systems in areas without municipal sewer.

Forgivable loan, no repayment if you stay in the home 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $20,000 for septic repair
  • Income at or below 80% AMI required
  • Forgiven after 5 years of compliance
  • Owner-occupied homes in rural areas
  • Addresses failing or hazardous septic systems

How to Apply

A grant-savvy contractor in Mount Pleasant, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mount Pleasant early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding

Questions about this program?

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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