USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA loans and grants to very-low-income rural homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants (up to $10,000) available for elderly homeowners (62+) unable to repay a loan for accessibility improvements.

Combined loan and grant package for eligible very-low-income rural homeowners

Key Details

  • Loans up to $40,000 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ for accessibility
  • Very-low-income requirement (50% AMI)
  • Must be rural area eligible property
  • Cannot be used for luxury improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(254) 742-9770

A grant-savvy contractor in Mount Pleasant, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling, subject to funding availability

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