Home Improvement Grants in Mount Pleasant.

Find grants, rebates, forgivable loans, and free programs for Mount Pleasant, TX, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mount Pleasant, TX, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Texas Weatherization Assistance Program (WAP)

Federally funded program that reduces energy costs by improving home energy efficiency for low-income households. Servic...

Weatherization
Loan up to $25,000

Texas Vet Home Improvement Program

Low-interest home improvement loans for Texas veterans to repair, improve, or add to their primary residence. Fixed inte...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA loans and grants to very-low-income rural homeowners to repair, improve, or modernize their homes or remove health ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their adaptive needs. For v...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet adapti...

Veterans
Varies by project, typically up to $35,000

Texas HOME Investment Partnerships Program

Federal HOME funds administered through local governments and nonprofits for owner-occupied housing rehabilitation. Help...

Home Repair
Up to $1,200 rebate

Oncor Electric Delivery HVAC Rebate

Rebates for qualified high-efficiency central air conditioners and heat pumps installed in homes served by Oncor. Rebate...

Energy
Up to $400 rebate

Oncor Electric Delivery Insulation Rebate

Rebates for attic insulation improvements in homes served by Oncor. Rebate based on insulation R-value increase. Must be...

Weatherization
Up to $300 rebate

Oncor Electric Delivery Duct Sealing Rebate

Rebates for professionally sealed and tested ductwork in homes served by Oncor. Must reduce leakage to less than 15% of ...

Weatherization
Up to $300 rebate

Oncor Heat Pump Water Heater Rebate

Rebates for ENERGY STAR certified heat pump water heaters installed in homes served by Oncor. Must meet minimum Uniform ...

Energy
Up to $5,000 grant

Titus County Senior Home Repair Program

Emergency home repair grants for low-income seniors age 60+ in Titus County. Covers critical health and safety repairs i...

Seniors & Disability
100% property tax exemption on solar value

Texas Solar Rights and Property Tax Exemption

Texas law exempts the added home value from a solar energy system from property taxes. When you install solar panels, yo...

Solar/Renewable
30% tax credit through 2032

Federal Residential Clean Energy Tax Credit (Solar ITC)

Federal tax credit for 30% of the cost of installing solar panels, solar water heaters, and battery storage systems. Cre...

Solar/Renewable
Varies, typically up to $35,000

Texas State of Texas Access and Repair Services (STARS)

Grants for accessibility modifications to homes of persons with physical disabilities. Funded through CDBG and other sta...

Seniors & Disability
Up to $25,000 forgivable loan

Mount Pleasant Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs and rehabilitation for low- to moderate-income homeowners in Mount Plea...

Home Repair
Up to $7,500 grant

Mount Pleasant Emergency Home Repair Grant

Grant for emergency home repairs posing immediate threats to health and safety for very-low-income homeowners in Mount P...

Emergency
Up to $15,000 grant

Mount Pleasant ADA Home Modification Grant

Grant for accessibility modifications to homes of Mount Pleasant residents with disabilities. Funded through CDBG. Inclu...

Seniors & Disability
Assistance up to $5,000

Mount Pleasant Sewer Lateral Repair Program

Financial assistance for low-income homeowners to repair or replace damaged sewer laterals from home to main line. Helps...

Home Repair
Free lead hazard removal

Texas Lead Risk Reduction Program

HUD-funded program to reduce lead-based paint hazards in Texas homes built before 1978 with children under age 6. Servic...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Mount Pleasant

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Frequently asked questions

What home improvement grants are available in Mount Pleasant, TX?

23 programs are currently listed for Mount Pleasant, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Mount Pleasant have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mount Pleasant, 15 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Mount Pleasant?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.