Find grants, rebates, forgivable loans, and free programs for Mount Pleasant, TX, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mount Pleasant, TX, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that reduces energy costs by improving home energy efficiency for low-income households. Servic...
Low-interest home improvement loans for Texas veterans to repair, improve, or add to their primary residence. Fixed inte...
USDA loans and grants to very-low-income rural homeowners to repair, improve, or modernize their homes or remove health ...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their adaptive needs. For v...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet adapti...
Federal HOME funds administered through local governments and nonprofits for owner-occupied housing rehabilitation. Help...
Rebates for qualified high-efficiency central air conditioners and heat pumps installed in homes served by Oncor. Rebate...
Rebates for attic insulation improvements in homes served by Oncor. Rebate based on insulation R-value increase. Must be...
Rebates for professionally sealed and tested ductwork in homes served by Oncor. Must reduce leakage to less than 15% of ...
Rebates for ENERGY STAR certified heat pump water heaters installed in homes served by Oncor. Must meet minimum Uniform ...
Emergency home repair grants for low-income seniors age 60+ in Titus County. Covers critical health and safety repairs i...
Texas law exempts the added home value from a solar energy system from property taxes. When you install solar panels, yo...
Federal tax credit for 30% of the cost of installing solar panels, solar water heaters, and battery storage systems. Cre...
Grants for accessibility modifications to homes of persons with physical disabilities. Funded through CDBG and other sta...
CDBG-funded program providing major home repairs and rehabilitation for low- to moderate-income homeowners in Mount Plea...
Grant for emergency home repairs posing immediate threats to health and safety for very-low-income homeowners in Mount P...
Grant for accessibility modifications to homes of Mount Pleasant residents with disabilities. Funded through CDBG. Inclu...
Financial assistance for low-income homeowners to repair or replace damaged sewer laterals from home to main line. Helps...
HUD-funded program to reduce lead-based paint hazards in Texas homes built before 1978 with children under age 6. Servic...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Mount Pleasant, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mount Pleasant, 15 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.