Home Improvement Grants in Mount Vernon.

Find grants, rebates, forgivable loans, and free programs for Mount Vernon, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mount Vernon, TX, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 15 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in energy efficiency improvements

Texas Weatherization Assistance Program (WAP)

Provides comprehensive weatherization services to reduce energy costs for low-income households in Franklin County. Serv...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans up to $40,000 and grants up to $10,000 for very low-income rural homeowners to repair, improve, or modern...

Home Repair
Up to $35,000 deferred forgivable loan

Mount Vernon CDBG Owner-Occupied Rehabilitation

Provides comprehensive home rehabilitation for low- to moderate-income owner-occupied households in Mount Vernon city li...

Home Repair
Up to $10,000 grant

Mount Vernon Emergency Home Repair Grant

Provides emergency repair grants for owner-occupied homes within Mount Vernon city limits facing immediate health and sa...

Emergency
Down payment assistance up to $15,000

Texas My First Texas Home Program

Provides down payment and closing cost assistance for first-time homebuyers in Texas. Must be combined with a first mort...

Homebuyer
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home where they will reside. Eligible...

Veterans
Free lead inspection and risk assessment

Texas Childhood Lead Poisoning Prevention Program

Provides free lead inspections and risk assessments for homes where a child has been identified with elevated blood lead...

Home Repair
Up to $1,200 in rebates

Oncor Energy Efficiency Rebates

Offers rebates to Oncor customers for qualifying energy-efficient equipment and home improvements including HVAC systems...

Energy
$50 air conditioning tune-up

Oncor A/C Tune-Up Program

Provides professional air conditioning system tune-up for just $50 through participating contractors. Service includes s...

Energy
Up to $600 in rebates

Atmos Energy Efficiency Program

Provides rebates to Atmos Energy natural gas customers who install qualifying high-efficiency furnaces, boilers, and wat...

Energy
Reduces taxable home value

Texas Homestead Exemption

Provides mandatory property tax exemption for owner-occupied primary residences in Texas. Removes $100,000 from school d...

Property Tax Relief
Defer property taxes

Texas Senior Property Tax Deferral

Allows homeowners age 65 or older or disabled to defer property taxes on their homestead. Deferred taxes incur 8% annual...

Property Tax Relief
100% exemption on added solar value

Texas Solar and Wind Property Tax Exemption

Exempts the added property value from solar panel or wind turbine installation from property tax assessments. The exempt...

Solar/Renewable
30% of solar installation cost

Federal Solar Investment Tax Credit (ITC)

Provides a federal tax credit equal to 30% of the cost of installing a residential solar energy system. Credit applies t...

Solar/Renewable
Up to $5,000 federal tax credit

Texas Disabled Access Credit

Federal tax credit for eligible home accessibility modifications for individuals with disabilities or persons over age 6...

Seniors & Disability
Up to $600 per year in utility assistance

Low Income Home Energy Assistance Program (LIHEAP)

Provides one-time annual payment assistance with home heating and cooling bills for low-income households. Priority give...

Energy
Up to $3,000 grant

Texas Senior Citizen Home Repair

Provides minor home repair grants for low-income homeowners age 60 and older in Franklin County. Program addresses healt...

Seniors & Disability
Up to $75,000 for home repair/rebuild

Texas General Land Office Disaster Recovery

Provides home repair and reconstruction assistance to homeowners affected by federally declared disasters in Texas. Prog...

Disaster
Varies by system requirements

Texas On-Site Sewage Facility Repair Assistance

Provides assistance for repair or replacement of failing on-site septic systems for low-income homeowners in rural Frank...

Home Repair
Loans up to $25,000

USDA Water & Waste Disposal Loan Program

Provides loans to rural residents for installation or improvement of household water and waste disposal systems includin...

Home Repair
Sliding scale based on income

Habitat for Humanity Critical Home Repair

Provides critical home repairs for low-income homeowners in Franklin County through a combination of volunteer labor and...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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