USDA Water & Waste Disposal Loan Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans to rural residents for installation or improvement of household water and waste disposal systems including wells, septic systems, and related plumbing improvements. Low interest rates based on income.

Typical loan for well or septic system installation/repair

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans for water and septic systems
  • For rural homeowners in eligible areas
  • Covers wells, septic tanks, plumbing
  • Interest rates based on income
  • Loans up to $25,000

How to Apply

A grant-savvy contractor in Mount Vernon, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mount Vernon early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Mount Vernon, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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