Find grants, rebates, forgivable loans, and free programs for Mount Vernon, NY, filtered to your situation.
As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mount Vernon, NY, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to low- and moderate-income homeowners in Mount Vernon for critical home repairs and code viol...
Provides emergency grants for urgent health and safety repairs to low-income homeowners in Mount Vernon. Priority given ...
Provides grants for ADA-compliant modifications to owner-occupied homes in Mount Vernon for elderly or disabled resident...
Federally funded program administered by New York State to weatherize homes and reduce energy costs for low-income house...
HUD-funded program to identify and remediate lead-based paint hazards in Westchester County homes built before 1978 wher...
Provides free legal assistance and foreclosure prevention counseling to New York homeowners at risk of losing their home...
Con Edison offers rebates for qualifying air-source and ground-source heat pump installations in Mount Vernon. Heat pump...
Con Edison offers instant rebates on qualifying smart thermostats for residential customers in Mount Vernon. Smart therm...
Rebates for attic, wall, and basement insulation upgrades in Con Edison service territory. Professional energy audit may...
New York State offers incentives for residential solar panel installations through NYSERDA's NY-Sun program. Incentive a...
Comprehensive no-cost home energy upgrades for income-eligible New Yorkers. Services include insulation, air sealing, he...
USDA offers low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or improve the...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...
Helps veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disability. Qua...
Federal HOME funds administered by Westchester County to assist low-income homeowners with comprehensive home rehabilita...
Reduces property taxes for homeowners age 65 and older with qualifying income. Exemption percentage increases with lower...
Provides assistance to low-income New Yorkers with heating costs during winter months. Regular benefit helps with heatin...
Cost-share program to help Mount Vernon homeowners repair or replace damaged water and sewer lateral lines connecting ho...
Matching grants to preserve historic architectural features of homes in designated Mount Vernon historic districts. Elig...
Rebates for residential Level 2 electric vehicle charging station installation in Con Edison service territory. Incentiv...
Rebates for qualifying ENERGY STAR certified appliances including refrigerators, clothes washers, dishwashers, and heat ...
Low-interest loans to income-qualified Westchester County homeowners for repair or replacement of failing septic systems...
Enhanced solar incentives for low-to-moderate income New York homeowners through NYSERDA. Provides additional financial ...
Provides down payment and closing cost assistance to first-time homebuyers purchasing in Westchester County. Assistance ...
Westchester County Department of Health provides free radon test kits and information on radon mitigation for all county...
Assists landlords with rehabilitation of rental units in Westchester County. Property owners must agree to rent to low-i...
Con Edison provides free shade trees to eligible residential customers to reduce cooling costs and energy consumption. P...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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31 programs are currently listed for Mount Vernon, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mount Vernon, 20 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.