USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA offers low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. Grants of up to $10,000 are available for seniors age 62+ to remove health and safety hazards. Mount Vernon may have limited eligible areas.

Combination of loan and/or grant based on income and age

Key Details

  • Loans up to $40,000, grants up to $10,000
  • Very low income required (50% AMI)
  • Grants for seniors 62+ to remove hazards
  • 1% interest rate on loans
  • Limited to eligible rural areas

How to Apply

A grant-savvy contractor in Mount Vernon, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Mount Vernon, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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