Washington State Housing Finance Commission Home Repair Programs

Washington State Housing Finance Commission

Available Home Repair

About This Program

Low-interest home repair loans for Washington homeowners to address deferred maintenance and critical repairs. Loans feature competitive rates and flexible terms for qualifying owner-occupied properties.

Low-interest loan amount varies based on credit and income

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans for home repairs
  • Income at or below 80% AMI typically required
  • Covers roofing, plumbing, electrical, HVAC
  • Must be owner-occupied primary residence
  • Competitive rates and flexible terms

How to Apply

A grant-savvy contractor in Mountlake Terrace, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mountlake Terrace early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Mountlake Terrace, WA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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