Home Improvement Grants in Mountlake Terrace.

Find grants, rebates, forgivable loans, and free programs for Mountlake Terrace, WA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mountlake Terrace, WA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Washington State Weatherization Assistance Program (WAP)

State-funded weatherization program that provides free energy efficiency improvements to low-income homeowners and rente...

Weatherization
Loans up to $25,000

Washington State Housing Finance Commission Home Repair Programs

Low-interest home repair loans for Washington homeowners to address deferred maintenance and critical repairs. Loans fea...

Home Repair
Forgivable loan up to $35,000

Snohomish County Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to low-income homeowners in unincorporated Snohomish County and partici...

Home Repair
Grant up to $15,000

Snohomish County Accessibility Modification Program

Provides grants to modify homes for accessibility for disabled residents in Snohomish County. Includes ramps, grab bars,...

Seniors & Disability
Up to $2,000 rebate

Puget Sound Energy Heat Pump Rebate

Rebate for PSE electric customers who install qualifying ductless or ducted heat pumps. Incentive amounts vary by system...

Energy
$75 comprehensive energy audit

Puget Sound Energy Home Energy Assessment

Comprehensive home energy assessment by a certified energy advisor for PSE customers. Includes personalized recommendati...

Weatherization
Up to $2,400 rebate

Puget Sound Energy Insulation Rebate

Rebates for insulation and air sealing improvements for PSE customers. Requires a Home Energy Assessment first. Rebate a...

Weatherization
Up to $1,000 rebate

Puget Sound Energy Heat Pump Water Heater Rebate

Rebate for PSE electric customers who install qualifying heat pump water heaters. Enhanced rebates available for income-...

Energy
$100 instant rebate

Puget Sound Energy Smart Thermostat Program

Instant rebate on qualifying smart thermostats for PSE customers. Eligible models automatically adjust temperature for e...

Energy
Production incentive + federal tax credit

Washington State Solar Incentive Program

State production incentive for customer-owned solar PV systems, combined with federal 30% Investment Tax Credit. Incenti...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Avai...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Availa...

Veterans
Loans up to $25,000

Snohomish County Sewer/Water Lateral Loan Program

Low-interest loans for homeowners to repair or replace failing sewer or water lateral lines. Loan repaid through utility...

Home Repair
Free lead hazard remediation

Washington State Lead-Based Paint Hazard Program

State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under 6...

Home Repair
Grant up to $5,000

Snohomish County Senior Home Repair Grant

Grant for minor home repairs and safety modifications for low-income seniors age 60+ in Snohomish County. Covers items l...

Seniors & Disability
Forgivable loan up to $30,000

Mountlake Terrace HOME Rehabilitation Program

Federal HOME Investment Partnerships Program funds for owner-occupied housing rehabilitation in Mountlake Terrace. Forgi...

Home Repair
Grant up to $10,000

Mountlake Terrace CDBG Emergency Repair Grant

CDBG-funded emergency repair grant for very low-income homeowners in Mountlake Terrace facing urgent health and safety i...

Emergency
Grant up to $12,000

Mountlake Terrace Accessibility Modification Grant

Grant for accessibility modifications to help disabled and senior residents remain in their Mountlake Terrace homes. Inc...

Seniors & Disability
Reduces property taxes by up to 100%

Washington State Senior/Disabled Property Tax Exemption

State property tax exemption for senior citizens age 61+ or disabled persons with limited income. Exemption amount varie...

Property Tax Relief
Defer all property taxes

Washington State Property Tax Deferral Program

State program allowing seniors age 60+ or disabled persons to defer property taxes on their primary residence. State pay...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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