USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants available only to those 62 and older who cannot repay a loan.

Grant amount for seniors unable to repay loan; loans available up to $40,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 or grants up to $10,000
  • For very low-income rural homeowners
  • Grants only for seniors 62+ unable to repay loan
  • Repairs health and safety hazards
  • 1% interest rate on loans

How to Apply

A grant-savvy contractor in Mukilteo, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mukilteo early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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