IHCDA Owner-Occupied Rehabilitation Program

Indiana Housing & Community Development Authority

Available Home Repair

About This Program

State-funded home repair program for income-eligible homeowners needing critical repairs. Loan is forgivable if homeowner continues to occupy the home for 5 years after completion.

Forgivable loan, no repayment if you remain in the home 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $24,999 for critical repairs
  • Income at or below 80% area median income
  • Must be owner-occupied primary residence
  • Forgiven after 5 years of continued occupancy
  • Covers major systems and structural repairs

How to Apply

A grant-savvy contractor in Munster, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Munster early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Contact local community action agency for availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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