Find grants, rebates, forgivable loans, and free programs for Murray, KY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Murray, KY, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by Kentucky Housing Corporation to reduce energy costs for low-inco...
HUD-funded program to identify and remediate health hazards including lead, mold, radon, and other environmental risks i...
USDA program providing low-interest loans up to $27,500 and grants up to $10,000 (for seniors 62+) to very low-income ru...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disab...
VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will res...
TVA-approved energy efficiency rebates for HVAC upgrades, heat pumps, insulation, and air sealing performed by Quality C...
Rebate for qualifying electric heat pump installations by West Kentucky RECC members. Must meet minimum efficiency stand...
Rebate for energy-efficient electric water heater installations, including heat pump water heaters, for West Kentucky RE...
City of Murray CDBG program providing forgivable loans for major home rehabilitation for low-income owner-occupants with...
Emergency repair grant for urgent health and safety issues in owner-occupied homes in Murray city limits. Covers immedia...
Grant program for accessibility modifications to owner-occupied homes in Murray for residents with disabilities or mobil...
Grant program for minor home repairs and safety improvements for seniors age 60+ in Murray and Calloway County. Covers e...
Low-interest loan program for repair or replacement of failing septic systems in Calloway County. Available to homeowner...
Cost-sharing program for repair or replacement of private water service laterals from the main to the home. Murray Water...
Forgivable loan for repair or replacement of failing private sewer laterals that pose environmental or public health ris...
Down payment and closing cost assistance for first-time homebuyers in Kentucky. Available in combination with KHC first ...
Federal tax credit for residential solar photovoltaic (PV) systems. Covers 30% of total system costs including equipment...
TVA program allowing Murray Electric System customers to receive credit for solar energy generation. Customers with appr...
Kentucky property tax exemption for homeowners age 65 or older. Exempts up to $40,500 of assessed home value from proper...
Kentucky property tax exemption for homeowners with total disability. Exempts up to $40,500 of assessed home value from ...
Low Income Home Energy Assistance Program (LIHEAP) provides assistance with heating and cooling costs for low-income Ken...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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