USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in rural areas (including eligible Muscatine County locations) to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ unable to repay a loan to remove health and safety hazards.

Grant portion for seniors 62+ to remove hazards; loan for other eligible repairs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $40,000 for eligible repairs
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Muscatine, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Muscatine early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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