Oklahoma Onsite Wastewater Loan Program

Oklahoma Department of Environmental Quality

Available Home Repair

About This Program

Low-interest loan program to help Oklahoma homeowners repair or replace failing onsite wastewater (septic) systems. Loans up to $20,000 with favorable interest rates and terms. Open to all income levels.

Loan amount based on system repair/replacement costs; 3-5% interest rate typical

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $20,000
  • For repair or replacement of failing septic systems
  • No income requirement
  • Favorable interest rates (3-5%)
  • Apply through participating lenders

How to Apply

A grant-savvy contractor in Mustang, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mustang early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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