SC Housing Rehabilitation Loan Program

South Carolina State Housing Finance and Development Authority

Available Home Repair

About This Program

Low-interest loan program for home rehabilitation and major repairs throughout South Carolina. Offers 3% fixed interest rate with up to 15-year term for income-eligible homeowners needing substantial home improvements.

Loan amount based on scope of work and borrower ability to repay at 3% interest

Key Details

  • Loan up to $30,000 at 3% fixed interest
  • Up to 15-year repayment term
  • Income at or below 115% AMI
  • Must be owner-occupied in South Carolina
  • Covers major repairs and rehabilitation

How to Apply

Get free help applying Visit Official Program Page Track this program

(803) 896-9001

A grant-savvy contractor in Myrtle Beach, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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