USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 for very-low-income homeowners in rural areas of Nacogdoches County to repair, improve, or modernize their homes. Interest rate of 1% with 20-year repayment term.

Loan amount based on repair needs and repayment ability at 1% interest

Key Details

  • Loans up to $40,000 at 1% interest
  • 20-year repayment term
  • Must be very low income (50% AMI or below)
  • Home must be in eligible rural area
  • Must be unable to obtain affordable credit elsewhere

How to Apply

Get free help applying Visit Official Program Page Track this program

(254) 742-9770

A grant-savvy contractor in Nacogdoches, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing applications

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