Home Improvement Grants in Nacogdoches.

Find grants, rebates, forgivable loans, and free programs for Nacogdoches, TX, filtered to your situation.

As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Nacogdoches, TX, with individual awards up to $126,526. 6 programs target seniors, 4 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 22 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Free weatherization services for income-qualified households in Nacogdoches County through the Deep East Texas Electric ...

Weatherization
Up to $1,200 rebate

Entergy Texas HVAC Rebate Program

Cash rebates for Entergy Texas residential customers who install high-efficiency central air conditioning systems. Rebat...

Energy
Up to $1,500 rebate

Entergy Texas Heat Pump Rebate

Cash rebates for Entergy Texas customers who install ENERGY STAR certified electric heat pumps. Higher rebates available...

Energy
Up to $600 rebate

Entergy Texas Water Heater Rebate

Rebates for Entergy Texas customers who install electric water heaters. Includes $300 for heat pump water heaters and up...

Energy
Up to $400 rebate

Entergy Texas Insulation Rebate

Rebates for attic, wall, and floor insulation upgrades for Entergy Texas customers. Must meet minimum R-value requiremen...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for very-low-income homeowners in rural areas of Nacogdoches County to repair, improve,...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very-low-income homeowners age 62+ in rural Nacogdoches County to remove health and safety haza...

Seniors & Disability
Loans up to $25,000

Texas Veterans Land Board Home Improvement Program

Low-interest home improvement loans up to $25,000 for Texas veterans. Competitive interest rates and flexible terms for ...

Veterans
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. For vete...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home. For veterans with blindness in both eye...

Veterans
Free lead hazard removal

Texas Lead-Based Paint Hazard Reduction Program

Free lead hazard reduction services for qualifying homes built before 1978 in Nacogdoches County with children under age...

Home Repair
Up to $30,000 per household

Texas HOME Investment Partnerships Program

Federal HOME funds administered through Texas TDHCA for homeowner rehabilitation in Nacogdoches County. Provides grants ...

Home Repair
Up to $12,000 grant

Nacogdoches County ADA Modification Program

Grants for accessibility modifications for Nacogdoches County homeowners with disabilities. Covers ramps, widened doorwa...

Seniors & Disability
Up to $5,000 grant

Nacogdoches Senior Home Repair Program

Provides minor home repair grants for Nacogdoches County seniors age 60+ to address health, safety, and accessibility is...

Seniors & Disability
Up to $75,000 for home repair

Texas General Land Office Disaster Recovery

Federal disaster recovery funds for Nacogdoches County homeowners impacted by federally declared disasters. Assists with...

Disaster
Property tax reduction

Nacogdoches County Homestead Tax Exemption

Property tax exemptions for Nacogdoches County homeowners. Includes general homestead exemption, additional exemptions f...

Property Tax Relief
100% property tax exemption on solar value

Texas Solar Rights and Property Tax Exemption

Texas law exempts solar panel systems from property tax assessment, meaning the added value of solar installation does n...

Solar/Renewable
30% of solar system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar panel installation, including equipment and labor. Available for so...

Solar/Renewable

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Nacogdoches

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Frequently asked questions

What home improvement grants are available in Nacogdoches, TX?

22 programs are currently listed for Nacogdoches, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Nacogdoches have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Nacogdoches, 15 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Nacogdoches?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.