Napa Owner-Occupied Rehabilitation Program

City of Napa Community Development (CDBG)

Available Home Repair

About This Program

Provides forgivable loans for major home repairs and rehabilitation for owner-occupied homes in Napa. Loan is forgiven after 10 years of continued owner occupancy. Income must be at or below 80% of Area Median Income.

Forgivable loan, no repayment if you remain in home 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Napa city limits
  • Forgiven after 10 years of occupancy
  • Covers structural, systems, and major repairs

How to Apply

A grant-savvy contractor in Napa, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Napa early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to fund availability

Questions about this program?

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