Rhode Island Flood Mitigation Loan Program

RI Infrastructure Bank / RI Emergency Management

Available Disaster Relief

About This Program

Low-interest loan program to help Rhode Island coastal homeowners fund flood mitigation projects including home elevation, drainage improvements, and flood-resistant construction measures.

Average loan for flood mitigation and elevation projects

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans for flood mitigation
  • Up to $50,000 for elevation and drainage
  • Especially relevant for coastal Narragansett
  • Competitive interest rates
  • Reduces flood insurance premiums

How to Apply

A grant-savvy contractor in Narragansett, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Narragansett early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Narragansett, RI

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