USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

USDA program for very low-income homeowners in eligible rural areas near Nederland. Provides low-interest loans up to $27,500 and grants up to $10,000 for seniors (62+) to repair, improve, or modernize homes or remove health and safety hazards.

Grant portion available only to seniors 62+ who cannot afford loan repayment

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $27,500 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ unable to repay loan
  • Income must be below 50% AMI
  • Must be in eligible rural area near Nederland
  • Covers health/safety hazards and accessibility improvements

How to Apply

A grant-savvy contractor in Nederland, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Nederland early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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