MassHousing HOME Improvement Loan

Massachusetts Housing Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loan for Massachusetts homeowners to finance major repairs, renovations, and improvements. Available through participating lenders statewide including Needham.

Low-interest loan amount based on project scope and creditworthiness

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $50,000
  • Flexible income requirements
  • Covers major repairs and renovations
  • Available through participating lenders
  • Rolling applications accepted

How to Apply

A grant-savvy contractor in Needham, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Needham early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Needham, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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