Indiana Home Improvement Loan (504 Loan)

Indiana Housing & Community Development Authority

Available Home Repair

About This Program

Affordable fixed-rate home improvement loans for Indiana homeowners with limited income or credit challenges. Loans feature below-market interest rates and flexible underwriting for eligible repairs and improvements.

Loan amount based on repair scope and borrower qualification

Key Details

  • Low-interest loan up to $35,000
  • Income at or below 80% AMI
  • Fixed rate, 20-year term available
  • Flexible credit requirements
  • Must be owner-occupied Indiana home

How to Apply

A grant-savvy contractor in New Albany, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in New Albany, IN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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